Do you have equity remaining in your home?

If you do, sell it at fair market value.

Our team of experts can determine your homes fair market value free of charge. Just give us a call (480) 433-5885

Short Sale

If we do a fair market analysis on your home and find that there is no equity in your property, and if you owe the lender more than what the value of your home is worth, we can look at negotiating a short sale with your mortgage company.

We can negotiate with your lender on your behalf to get your home approved for a short sale.

Refinance

With the tightening of the credit markets and declining home values, it has become difficult to get financing, unless you have significant equity in your home.
Refinancing is an option but only for a select few.

Negotiate Forbearance Agreements

Sometimes a financial hardship is a temporary event. Such as a job loss. A Forbearance Agreement with the mortgage company is a good option if your situation is only temporary.
The lender is going to look for two things when considering a forbearance agreement.

Do Nothing

You can always do nothing. This is an overwhelming situation. But remember that the consequences of a foreclosure are very serious. The Riturban & Moyer Team are experts at helping homeowners prevent foreclosure.

• We take this heavy burden from you and negotiate with the banks and provide solutions for you. Give us a call today! We want to help you find the right answers.